Job Description/RequirementsAbout Standard CharteredWe are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.To us, good performance is about muchmore than turning a profit. It's about showing how you embody ourvalued behaviours - do the right thing, better together and never settle- as well as our brand promise, Here for good.We're committed to promoting equalityin the workplace and creating an inclusive and flexible culture - onewhere everyone can realise their full potential and make a positivecontribution to our organisation. This in turn helps us to providebetter support to our broad client base.The Role ResponsibilitiesTheprotection of the Bank’s interests in, by taking appropriaterestructuring or recovery actions (by means of direct representation andnegotiation).The protection of the Bank’s reputational interests.To assume responsibility for specific accounts within your designated portfolio.Toevaluate the credit risk on applications within your portfolio asrequired and to recommend approval, decline or alternative appropriatecourses of action.Responsibilityfor minimizing the Bank’s risk arising from litigation, environmentalclaims, regulatory censure, or potential reputational loss regarding theimpaired Accounts.Encourage Relationship Managers towards early reporting of potential problem debts.Trackand provide information to the Area Head, GSAM E. Africa on the causeof losses, encourage the development of improved Credit Skills (i.eOperation loss, Monitoring and Control, Credit Risk Assessment)Ensureyou remain alert to the risk of money laundering and assist in theBank’ efforts in combating it by adhering to the key principles inrelation to: identifying your customer, knowing your customer, reportingsuspicions, safeguarding records and not disclosing suspicions tocustomersKey Stakeholders:Relationship Managers within CCIBSenior Credit Officer and Senior Credit ManagerLegal/ Treasury/Finance/ IMO and Product PartnersExternal Auditors and RegulatorsDirectors/Managers/Owners of borrowing customersLawyers, Accountants, Brokers, ValuersAuditorsOther Responsibilities:Perform other responsibilities assigned under Group,Country, Business or Functional policies and procedures
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